Why You Need To Take Travel Insurance

Anyone planning an overseas vacation should necessarily make sure that they take travel insurance to cover any eventuality that may arise when they are in a foreign country. Mishaps can occur, whether you are in your home land or abroad. You may be subjected to theft, any type of loss or medical emergency that may put a spoke to your enjoying a vacation abroad. Be aware that the costs involved can be very high and you may end up with a traumatic experience that can have severe after effects that may affect everyday life. It is better to have peace of mind and get travel insurance, if you are a senior citizen or a youngster who travels in a foreign country with or without a backpack. The main aim of a holiday is to enjoy and de-stress so there is no point in travelling without a level of cover and worrying about eventualities.

Listed below is a list of reasons why you should cover yourself by taking travel insurance.

According to statistics revealed by the Australian government and the Australian Consulate, nearly 900 deaths are reported yearly and there is evidence to prove that nearly 1200 overseas travelers are hospitalized every year. It is essential to be aware that hospitals can charge over a 1000 per day and if you have not insurance cover, you will have to bear the entire cost. Out of this nearly 50 medical evacuations are carried out every year. This will give you a fair idea of the importance of insurance as you would not wish to pay 100,000 to get yourself evacuated. There may not be a need to use the policy but if the situation arises, you should ensure that you are protected so that you are not out of pocket.

It is quite common nowadays to find that baggage is lost when travelling. You can get robbed of your wallet or baggage in airports, when you are in a foreign city and you are not cautious. Sometimes, you may find your personal possessions and important documents stolen. Travel insurance can cover your losses but if you are able to recover the stolen items, you can still have that wonderful holiday that you planned for yourself.

It is essential, to cover certain situations, where you can be subject to flight cancellations and due to the time difference this can play havoc on your nerves. Travel insurance, will cover such problems, so that you are resting, instead of hanging around in airports for hours at a time. It will not be worth your while to lose out on accommodation when there are cancellations and you are stranded for days.

Insurance can cover you when you face problems that result due to an act of nature. You may be subjected to the forces of a typhoon, or hurricane and if you are stranded in a place where you are subjected to dangerous risks, it would be worth your while to ensure that you are protected with valid travel insurance.

If you are faced with circumstances that are unforeseen and have to return suddenly because of this, travel insurance will help, as you may be able to recover some of your costs or even postpone the holiday to rush home because of a loss or bereavement.

Why Corporate Travel Management Is Necessary for Businesses

Businesses that do not have the correct in-house skills will greatly benefit from outsourcing and business travel management is no exception. Planning a family holiday can be stressful enough – where you can spend hours searching for the best deal, but business travel management can be even more nerve-racking.

The benefits of using a corporate travel management agency

A reputable corporate travel administration agency has a wealth of professional experience, just what you would expect from any business project. Furthermore, corporate travel operators have an abundance of contacts that significantly influence the success of your project.

The knowledgebase from a business administration agency is far greater than conducting your own research – saving you time and money. A corporate travel provider will arrange Visas and provide information related to immigration.

The negotiation power from a travel management agency is superior when you are making multiple bookings and certainly with long-haul flights.

If you are planning to go a popular business destination such as: New York City, Dubai or Tokyo, it is highly likely that your business travel provider will have a good insight on the local area – providing you with extra value.

A corporate travel provider will make your budget work harder – constantly searching for the greatest deal to ensure your business saves money.

Less stress – You have your own projects! You need to ensure that you are ready to impress your clients or business associates.

Your corporate travel management operator will take all the frustration and strain from planning your journey down to the finest detail.

In case of an emergency, your business travel provider should offer ‘around-the-clock’ information and support. For instance, in March 2010 an Icelandic volcano erupted and caused colossal chaos across Western Europe where many airports came to a standstill. It is imperative that your business travel provider offers a first-line support in the event of a crisis, as this can have severe consequences on your business.

When choosing a corporate travel management agency for your next business trip, look for outstanding customer service that provides emergency assistance. Overseas travel can be unpredictable and so can the weather.

The Importance of Visiting a Travel Vaccination Clinic

Nowadays, more people are able to visit countries in all corners of the Earth because they have greater spending power and lower traveling costs. The number of worldwide air travelers has been increasing every year. From 4.1 billion in 2005, the figure has risen to about 5.2 billion in 2010 and it’s forecasted to reach almost 9.1 billion in 2025. With budget airlines and budget accommodations, people can afford to go almost everywhere they wish. Perhaps, you are planning a vacation to a faraway country in South Africa, Asia, Africa or Europe? Well, the most important thing is to make early preparations and plan your trip as meticulously as possible. In the haste to get the best air ticket deal and the best accommodation, sometimes, people neglect the most important thing, which is health. This is the main reason why it’s best that you visit a travel clinic before you embark on your journey.

Peace of Mind

Whether you are traveling for pleasure or business, it’s essential to have good health. When you visit a travel clinic, you will have the peace of mind that you will not be infected by the various diseases found in the foreign country. Many people travel to Peru to experience wonderful attractions like the Machu Picchu, Nazca, Colca Canyon, Inca Trail, Batan Grande, and Huacachina. Imagine traveling all the way to Peru, all ready to enjoy the vacation of your life when without warning, you contract malaria, which may be a deadly disease. To be treated, you will have to be hospitalized, and even after you recover, it’s doubtful that you will want to continue the journey because your enthusiasm may be gone. If you are traveling with your family or friends, they will be worried and the entire trip will be a grand disaster. Is it worth it? Malaria is preventable with just a prescription antimalarial drug. In Peru, there’s also the risk of yellow fever, rabies, typhoid, hepatitis B, and others. There are various health risks for travelers to each different country so it’s best to pay a visit to a travel vaccination clinic to find out more.

Vaccinations

One of the main reasons why people go to travel clinics is to get the necessary vaccinations. In some African and South American countries, travelers are required to get yellow fever vaccination before they are allowed to enter the countries. If you are traveling to these countries, the travel doctor will recommend that you get yellow fever immunization because it’s the best way to prevent the disease, which can be life-threatening. Other diseases which can be prevented with vaccines are hepatitis A & B, European tick-borne encephalitis, typhoid, influenza, cholera, polio, Japanese encephalitis, and rabies. Travelers are advised to be up-to-date with their routine shots such as MMR vaccine, DPT vaccine, poliovirus vaccine, and so on. It’s best to visit a travel clinic at least 4 to 6 weeks prior to departure to the foreign country.

The Advantages of Travel Insurance

What is a Travel Insurance

The Babylonians and the Chinese Traders started the earliest records of insurance way back to the 3rd century. A travel insurance covers financial, medical and other related losses acquired while traveling. It covers the losses generally for travel domestically or internationally. The Travelers Insurance Company introduced the first modern day travel insurance on the 1st of April 1864. It was founded by James Batterson, the company’s clients were the first travelers who insured for the purpose of insuring themselves against loss of life or personal injury while travelling by railway or steamboat.

Since then, the industry has grown steadily around the globe, particularly in the US, but compared to other types of insurance, the growth was rather slow. The horrendous 9/11 attack was the turning point of the travel insurance industry. After the incident, the sale of the insurance dramatically began to shoot up.

Many travellers are aware of the advantages of purchasing this kind of insurance. They are fully aware of the protection they are entitled to get should an accident occur. As the numbers of travellers arise, the risks of travel are on the increase, as well.

How to choose the right Travel Insurance company

You can never tell when an accident is going to hit you, whether you are crossing down the street or just simply walking down the stairs, accidents can happen. So, it is very important that you have yourself covered especially when traveling abroad. A comprehensive insurance when traveling should be your first consideration after booking a flight. Should an accident or illness occur, you need not to worry even if you are in a semi remote area as long as you are insured. So, in choosing your travel coverage, consider the many must haves.

The insurance must have an unlimited cover for both dental and medical assistance. Unlimited cover for overseas evacuation and emergency medical assistance and accreditation with a global specialist organisation. You must know if the company that underwrites your insurer is a strong, global one. Make sure that it offers good value for money. Make sure that your policy also covers baggage lost even if still under the care of an airline, it is important that your baggage has this protection because while some missing bags are traced and returned within a day or two, there are some that disappear for good. If you have to cancel or cut short a trip, a good insurance policy will pay you compensation for reasons such as illness or a death in the family.